12 months no payments and no interest*
*No payments and no interest for 12 months(“Payment Holiday”) is available on Flexi Payment Plans [for in-store purchases only]. Minimum spend $200. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.